Prioritise your debts and avoid
losing what's really important.
Priority Debts
Make one single payments for all your debt
Make paying your rent top priority
Even if you have a lot of debts, it's important to make your rent your top priority.
Debts such as rent arrears (where you risk losing your home) are much more important than debts such as catalogue payments (where you risk losing your credit rating). Debts to utilities companies (where you risk disconnection) are somewhere in between.
If you are unable to keep up with your current rent payments, as a result of debt then contact our advisors and speak to them about how a debt payment programme could help you to pay back your arrears.
When you are in debt it is important to know whether these debts are priority or non-priority debts, as this will help you to work out your options. We at Crystal Clear Finance always priorities your debts
Priority debts include:
- Mortgage repayments
- Rent arrears
- Utility bills
- Maintenance payments
- Council Tax
We always ensure priority debts are dealt with before any other debts.
This is because if you don't pay a priority debt you could lose:
- Your home (through mortgage arrears or rent arrears)
- Your liberty (e.g. you could go to prison if you don't pay your council tax or court fines)
- Essential supplies (such as gas or electricity
- Essential goods, such as a car, but only if it is essential for you to do your work.
Get help today; call us now for help in prioritising your debts.
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What our clients say...
Efficient and professional
In a world where you expect things to go wrong before they go right, Crystal Clear is a real beacon of light. From that first phone call nearly a Month ago right through to meeting them on Monday, you have dealt with us in an efficient and professional manner that goes beyond exemplary.
Shah Miah, London